🐻 Now on the App Store
Teach kids that money is earned, not given.
CubWallet turns chores into real rewards. Kids complete tasks, parents approve, and everyone learns the value of work — no real money needed.
7-day free trial · $12.99/year · Cancel anytime
Features
Everything a family needs
CubWallet is a ledger app — you're the bank, it keeps the score. No bank accounts, no real transfers.
Chore Approval Flow
Kids mark chores done. Parents approve before any money is rewarded. No gaming the system.
Spend & Goals Pockets
Money splits between a Spend pocket for now, and a Goals pocket for saving toward something bigger.
Grade Rewards
Set custom rewards for A's, B's, and C's. Kids submit grades and parents approve the bonus.
Savings Goals
Kids set goals for things they want. CubWallet shows exactly how many chores away each one is.
Propose a Job
Kids pitch bonus jobs they want to do. Parents approve or deny — great for entrepreneurial kids.
32 Badges & XP
Kids earn badges across 8 categories as they save, earn, and complete challenges. Streaks keep them going.
Family Savings Goal
Set a goal the whole family saves toward together. Parents can match every dollar kids contribute.
Family Report Card
See every kid's balance, history, needs vs wants breakdown, and entrepreneur wins at a glance.
Two Dashboard Styles
Kids 10 and under get a bright playful view. Teens get a sleek dark design. Both look great.
How It Works
Simple for parents, fun for kids
1
Set up chores
Add chores with money rewards or fun perks like screen time. Assign to any kid.
2
Kids complete & submit
Kids tap to mark chores done and submit for approval. You get notified.
3
You approve
Review and approve with one tap. The reward is granted and balance updates instantly.
4
Kids save & spend
Kids watch their balance grow, set goals, and request withdrawals when ready to spend.
Pricing
Two plans, every feature
Choose what works for your family. Both plans include unlimited kids and every feature — no tiers, no limits.
Monthly
$1.99
per month · 7-day free trial
✓ Unlimited kids on one account
✓ Unlimited chores & rewards
✓ Savings goals & wish lists
✓ Family contracts & badges
✓ Syncs across all devices
Auto-renews at $1.99/month. Cancel anytime.
⭐ Best Value — Save 46%
Yearly
$12.99
per year · 7-day free trial
~$1.08/month — 2 months free vs monthly
✓ Unlimited kids on one account
✓ Unlimited chores & rewards
✓ Savings goals & wish lists
✓ Family contracts & badges
✓ Syncs across all devices
Auto-renews at $12.99/year. Cancel anytime.
No credit card needed to start. Both plans include every feature — no tiers, no limits.
FAQ
Common questions
Does CubWallet handle real money? ▾
No. CubWallet is a ledger app — it tracks educational balances only. No real money moves through the app, no bank connections, no cards. When a kid wants to withdraw, you hand them cash yourself.
How do kids log in? ▾
Each child gets a private 4-digit PIN set by the parent. They tap their name on the login screen, enter their PIN, and go straight to their own dashboard. Siblings can't see each other's balances.
Can multiple devices use the same account? ▾
Yes. Sign in on any iPhone or iPad and CubWallet syncs your family's data instantly.
How do I cancel? ▾
iPhone Settings → tap your name → Subscriptions → CubWallet → Cancel. You keep access until the end of the billing period.
Is CubWallet COPPA compliant? ▾
Yes. Children never create accounts or enter personal information. Only the parent creates an account. Kids log in with a PIN only. Fully COPPA compliant.
What's the difference between young kid and teen view? ▾
CubWallet automatically shows a bright colorful dashboard for kids 10 and under, and a sleek dark design for teens. Same features, different style.
Ready to get started?
7-day free trial · No credit card · Cancel anytime
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💬 Support Center
Getting Started
Set up your family account
Chores & Allowance
How earning works
Subscription
Plans, billing & cancellation
Account & Privacy
Data and security
Getting Started
How do I set up CubWallet? ▾
Create a parent account with your email and password. Add your kids — give each one a name, avatar, birthday and 4-digit PIN. Set up chores with reward amounts and a weekly allowance. Kids open the app and see the "Who Are You?" screen where they tap their name and enter their PIN.
Does CubWallet handle real money? ▾
No — CubWallet is a ledger app. It tracks money like a scoreboard but no real money moves inside the app. When you approve a chore, the amount is logged to your child's wallet. You then hand over real cash or transfer it in whatever way works for your family.
How do kids log in? ▾
When kids open the app they see a "Who Are You?" screen with all family profiles. They tap their name and enter their private 4-digit PIN set by the parent. Each child gets their own dashboard — siblings can't see each other's wallets.
Can multiple devices use the same account? ▾
Yes. Sign in on any iPhone or iPad with your email and password. Everything syncs instantly.
Chores & Allowance
How do kids mark a chore as done? ▾
Kids tap the circle next to a chore in their dashboard to mark it complete. It goes into a "waiting for approval" state and a notification badge appears on your parent dashboard. You then approve or deny it from the Chores tab.
When does allowance pay out? ▾
You set the allowance day in your parent dashboard. On that day your child's wallet shows an "Allowance" button they tap to claim it. You can change the day or amount anytime.
What is a Spend Request? ▾
When a child wants to use their money they submit a Spend Request from their dashboard. You get a notification and can approve or deny it. This keeps parents in full control of all spending decisions.
What are the Spend and Goals jars? ▾
When a child earns money they choose where it goes — Spend jar (everyday spending), Goals jar (saving toward something), or split 50/50. This teaches intentional money habits.
What are Family Contracts? ▾
Family Contracts are agreements between parent and child around chores, screen time, grades or savings goals. Both the parent and child sign with their PINs, making it official inside the app.
Subscription & Billing
What plans does CubWallet offer? ▾
CubWallet offers two plans: Annual ($12.99/year, ~$1.08/month) and Monthly ($1.99/month). Both include all features and unlimited kids, plus a 7-day free trial.
How do I cancel my subscription? ▾
Open Settings on your iPhone → tap your name → Subscriptions → find CubWallet → tap Cancel Subscription. You keep full access until the end of your current billing period.
What happens to my data if I cancel? ▾
Nothing is lost. Your family data — kids, chores, balances, history — is preserved and will be there when you return.
How do I restore a previous purchase on a new device? ▾
Open the app and tap "Restore Previous Purchase" on the subscription screen. Apple will check your App Store account and restore your active subscription automatically.
Account & Privacy
Is CubWallet COPPA compliant? ▾
Yes. Children never create accounts, never provide personal information, and never interact with our servers directly. Only the parent account interacts with cloud services.
What data does CubWallet collect? ▾
We collect your parent email address (for login), family app data (chore lists, allowance, kids' first names, balances), and optionally a push token for notifications. No location data, contacts, photos, or advertising data.
How do I delete my account and data? ▾
Email cubwalletapp@gmail.com with the subject "Delete My Account." We will permanently delete your account and all family data within 7 business days.
My child forgot their PIN — how do I reset it? ▾
Open the parent dashboard, go to the Kids tab, tap on your child's profile, and select "Reset PIN." You can set a new 4-digit PIN without needing the old one.
I forgot my parent password — what do I do? ▾
On the sign-in screen tap "Forgot Password" and enter your email. We'll send you a reset link to set a new password.
Still need help?
Email us directly at cubwalletapp@gmail.com — we respond to every message, usually within 1 business day.
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🔒 Privacy Policy
CubWallet ("we", "our", "us") is committed to protecting your family's privacy.
What We Collect
- Parent email address (for account creation)
- App usage data (chores, balances, goals — stored in your account)
- Device information for crash reporting
What We Do NOT Collect
- No personal information from children (COPPA compliant)
- No real financial data or bank information
- No location data · No advertising tracking
COPPA Compliance
Children never create accounts, never provide personal information, and never interact with our servers. Only the parent account interacts with cloud services.
Data Storage
Data is stored securely using Supabase (AWS us-east-2) with encryption at rest and in transit. We never sell your data.
Data Deletion
Email cubwalletapp@gmail.com with subject "Delete My Account" to permanently delete all data within 30 days.
Contact
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📄 Terms of Service
By using CubWallet, you agree to these terms.
The Service
CubWallet is an educational family finance app. It tracks virtual balances and chores only. No real money is transferred through the app.
Subscription
CubWallet costs $12.99/year with a 7-day free trial, managed through Apple. Refunds are subject to Apple's refund policy.
Acceptable Use
- CubWallet is for personal family use only
- You must be 18 or older to create an account